Which of the following is NOT typically an aspect of garnishment?

The correct response identifies the settlement of student loans as not typically being an aspect of garnishment. Garnishment refers to a legal process in which a creditor can collect debts directly from an individual's earnings or bank accounts, generally involved in wage garnishment, property collection, and direct seizure of funds from financial institutions.

Wage attachment occurs when a portion of an employee's paycheck is withheld by the employer and paid directly to the creditor. Similarly, the collection of personal property may involve seizing assets to satisfy a debt, and accessing funds from bank accounts can entail a legal order that allows a creditor to take money directly from a debtor's account.

In contrast, the settlement of student loans typically involves negotiation or restructuring of repayment terms rather than garnishment. While student loans can lead to garnishment if they go unpaid, the actual process of settling the loans does not fall under the typical forms of garnishment procedures. Instead, it relates more to repayment agreements or deferment options that are entirely separate from garnishment actions. This distinction underscores why the settlement of student loans is not considered a typical aspect of the garnishment process.